The 4% rule has long guided retirees on how much they can safely withdraw from their portfolio without running out of money. It suggests taking out 4% of your savings in the first year of retirement ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

Planning for retirement can feel like staring into a financial fog, but the 4% Rule has long served as a helpful compass. First introduced in the 1990s, this rule offers a simple way to estimate how ...

The 4% withdrawal rule may leave retirees short on income despite being a common benchmark for retirement planning. A stock-heavy portfolio could support a 6% annual withdrawal rate instead of 4%.

After decades of hard work, retirement should be a time to enjoy the fruits of your labor. But figuring out how to make your retirement funds last, especially in an uncertain or volatile economy, is ...

A popular retirement strategy known as the 4% rule may need some recalibration for 2025 based on market conditions, according to new research. The 4% rule helps retirees determine how much money they ...

Experts weigh in on how the classic 4% withdrawal rule is evolving—and how retirees can tailor it to their own goals, risks, and income sources. In the last column, we looked at three recently ...

There are a lot of retirees out there who think putting their money into the SPDR S&P 500 ETF and “chill” is the best way to go. Other investors know that looking at dividend funds like Schwab U.S.