Insurance companies offer long-term disability benefits to businesses large and small across Canada so people can rely on financial support if they are injured or otherwise medically unable to work.

1. How does the policy determine if I’m disabled? The best plans define disability as a sickness or injury that prevents you from performing the duties of your own occupation or medical/dental ...

Q: Why are some people able to get Social Security income earlier than others? A: Generally, Social Security benefits are paid to eligible workers, and their families, based on the workers' earnings.

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...